How Debt Builds Up In The Shadows

A majority of people spend a better part of their life servicing debts because they can’t figure out how to eliminate or reduce them. Debts are part of the financial life and therefore, the best thing is to know how to control and manage them. When your state of indebtedness becomes overwhelming, you are destined… Read More »

Helping Your Kids With Their First Credit Card

While you may think credit is something you never need, it’s a fact that things such as homes, cars, and larger purchases do require credit at some point. To help you with building your credit, you can apply for a credit card. What if this is your first credit card ever? There are a few… Read More »

6 Ways We Learned to Frugally Wow Our Family On Christmas

Christmas morning comes with a lot of expectations from kids and the family. The way you present the gifts and prepare for the day can make a big difference. Often, kids are meant to believe that Christmas morning comes with the greatest, biggest gifts. Parents need to determine whether their children appreciate and are happy… Read More »

How We Want To Increase Our Income After Retirement

How to Increase Your Income after Retirement After retirement, it can easily be seen by any individual that it is extremely difficult to live off of Social Security and personal savings. Senior citizens want to be able to travel, buy gifts or enjoy a quality lifestyle but this cannot be done on retirement alone. Below… Read More »

6 Things We Want To Do Before Retiring

After working tirelessly for over 30 years, the dawn of retirement starts glowing. You start looking at your finances, wealth, assets, earnings, and retirement kit, and you realize that you haven’t done enough. The years you worked should have set the path to financially free yourself from the qualms that come with old age. While… Read More »

How We Stayed Out Of Debt Through Her College Years

When my wife and I married, we decided that she would be the one to go to college. I had learned a trade in high school, so I was prepared to go to work. She would be heading to college for an education, so we had to figure out how we would survive on one… Read More »

5 Signs We Missed Before Financial Disaster

It’s common that we put our heads in the sand so that we avoid facing reality of situations. You may be having great time with all fun and fancy lifestyle, but what you may not know is that you could end up in a disaster in finances. When you think about the money you make,… Read More »

Why Only One of Us Went to College

After meeting my wife at an early age, we decided to get married fairly quickly. We were ready, despite being younger than college age. Back in the day, it was common for individuals to marry young and start a family. The husband went to work and the wife stayed home to take care of the… Read More »

Top responsibilities we want to teach our grand kids

Being grandparents is wonderful. We are able to enjoy our children’s children, having fun and then send them back home! It is amazing to get to see our children as parents and spend time with the little ones’ coloring, watching movies and baking. We love spending time with our grandchildren, spoiling them whenever we can.… Read More »

It’s time for us to get life insurance

Putting off life insurance is never a good idea, but it is easy to get lost in daily life. From work to children and activities, you stay busy. Life insurance is a must-have and something we should not have put off, but we did. Life insurance can help you pay for an unexpected death or… Read More »